
Ana R. Harvey, Assistant Administrator, OWBO
U.S. Small Business Administration
As the U.S. Small Business Administration’s assistant administrator for women’s business ownership, Ana Recio Harvey is the director of the SBA’s Office of Women’s Business Ownership. She oversees the agency’s efforts to promote the growth of women-owned businesses through programs that provide business training and counseling, access to credit and capital, and multiple business and networking opportunities.
Harvey manages a nationwide network of women's business centers that provide training and counseling to hundreds of thousands of entrepreneurs in nearly every state and two U.S. territories. Her office also works with representatives in every SBA district office to oversee operations of the women’s business centers and to coordinate services for women entrepreneurs.

Personal Finance Expert, CNBC
Carmen Wong Ulrich is the personal finance expert for CNBC and the former host of their daily one hour personal finance show, “On the Money.” Carmen appears regularly as a personal finance expert on NBC’s “The Today Show”, “Nightly News with Brian Williams,” as well as MSNBC and ‘EXTRA’. Carmen has also appeared regularly as a financial expert on CNN, Headline News, The Rachel Ray Show, The CBS Early Show as well as over two dozen radio shows nationwide including Oprah’s XM radio network, Air America.
Carmen is an advice columnist and contributor to GLAMOUR magazine and Glamour.com, the author of the under-40 guide to personal finance, “Generation Debt: Take Control of Your Money” and is the former special projects editor at ‘MONEY’ magazine. Her book has appeared on the recommended reading list of The Wall Street Journal and she has been the financial advice columnist for LATINA magazine, ESSENCE magazine, Men’s Health magazine and MensHealth.com. Her advice has been highlighted in U.S. News & World Report, The Washington Post, ELLE, SELF, Redbook, Bankrate.com, Women’s Day, Yahoo! Finance and many others.
Carmen has recently been a weeklong expert lifeline on the nationally syndicated game show “Who Wants to Be a Millionaire” and is currently working on her second book to be published by Penguin.
She has a master’s degree in psychology from Columbia University, a B.A. from Fairfield University and lives with her family in Brooklyn.

Joyce Moy is a professor of small business management at directs a research institute at the City University of New York. Her field of expertise is economic development and entrepreneurship, with an emphasis on immigrant, minority and women owned businesses.
She is the former Executive Director of Economic Development at LaGuardia Community College/CUNY where she established and managed a number of entrepreneurship programs, among them: NYS Small Business Development Center which provides one-on-one counseling to start-up and existing businesses, procurement technical assistance and programs in financial literacy education. She has worked to develop programming which is responsive to immigrant, women and minority business owners, and connects them to business and educational opportunities that enhance their economic well-being.
She is a former practicing attorney with experience in corporate law, franchising, taxation and commercial areas. She has taught business law and taxation at Queens College, the CUNY School of Law; and at Cornell University School of Law. Ms. Moy received her B.A. from SUNY at Stony Brook, and her J.D. from Hofstra University School of Law. She is a member of Board of the NY Regional US Pan Asian American Chamber of Commerce, the recipient of the NY Women’s Chamber of Commerce: Woman of Excellence Award, Your Future Capital Community Advocate Award, the Madam CJ Walker Award and the Export Appreciation Award from the United States Commercial Service, Star Mentor of the Year-2009 by the Queens Courier, as well as an award from the Homeowners Association in East New York.

Helen Kim’s skills as a mentor have dramatically affected and transformed the lives of her clients by helping them gain clarity around their relationship and emotions with money so they make conscious financial decisions.
Founder of YourMoneyRelationship.com, Helen is an active workshop presenter and speaker. Her workshops, coaching programs and products have helped her clients release anxiety and confusion around money, freeing them to earn their full potential, gain confidence and lead richer and happier lives.
She is a frequent media guest and was most recently interviewed on ABC-TV in Philadelphia, CBS-TV in Tucson, and CoachWorld TV. A frequent guest blogger, she is also a Change Agent on www.first30days.com At a tender age she mastered the cello, becoming not only a prize winner who performed on such stages as Kennedy Center and Carnegie Hall, but an agent and executive in the performing arts profession. It was during this time of placing many of her artists on such stages of similar caliber such as the Lincoln Center and Carnegie Hall, that she began to hone her talents in the arena of how people, and at that time specifically artists, related to and managed their financial realities.
Helen is Certified Financial Counselor and a graduate of the Juilliard School of Music.